Transparency
What you see is what you get: no hidden nasties, no fine print surprises.
About Happy PayBuilt for South African shoppers.
Meet the team on a mission to build Africa's most responsible Buy Now Pay Later platform.
- Registered users
- 1M+
- Partner stores
- 2000+
- Spekboom a year
- 20k+
- Interest, ever
- 0%
What we believe in
Three things we'll
never compromise on.
Win win
We're building a payments model that supports both shoppers and merchants.
Happy world
Sustainability isn't window dressing. It's built into who we are and what we do.
Our mission
A payments model where everyone, including the planet, wins.
Join us as we build a more equitable payments landscape in which we all win together.
Flexible, interest-free instalments aligned to your paycheque. Zero deposit when you link your bank, no hidden fees, ever.
Bigger baskets, better conversion, and a network of high-intent shoppers ready to spend. You only pay for completed sales.
1% of every Happy Pay transaction goes towards planting Spekboom across South Africa with our partners at Respek Nature.
Affordability checks, personalised limits, and zero interest. Shopping that doesn’t cost you more than it should.
Our team
Built different. Built by us
Happy world
Let's plant Spekboom!
Spekboom is a proudly South African super-plant that captures carbon like a champion. Together with our awesome partners at Respek Nature, we put a slice of every purchase in the ground.
Visit Respek Nature
1%of Happy Pay turnover goes towards planting Spekboom across South Africa