It’s easy and interest-free, the way shopping should be.
How It Works
Shop
Get approved and start shopping.
Happy Pay
Split your payment over 2 months with
no deposit.
Step 1
Sign Up
Sign Up for your Happy Pay account, get approved, find out your limit, and get ready to shop.
Step 2
Shop
Browse your favourite store and fill your cart with the items you love!
Step 3
Happy Pay
Select Happy Pay at checkout and complete your transaction. Split your payment over 2 paycheques with no upfront deposit.
Cashflow
Manage your cash flow better by paying over time instead.
Credit Killer
All the flexibillity you want with none of the nasty stuff.
Zero Interest
You will never pay any interest with Happy Pay when you pay on time.
Get some room
to breathe
Shop at your favourite online stores and split your payment over two paycheques. No deposit required, no-interest fees (as long as you pay on time) and you’ll be contributing towards planting a forest of Spekboom with Happy World. #ChooseHappy
Let’s Plant
Spekboom
1% of Happy Pay turnover goes towards planting Spekboom groves across South Africa with our awesome partners Respek Nature.