Buy Now, Pay later, Choose Happy

Hero Image

Pay Over
2 Paycheques.

It’s easy and interest-free, the way shopping should be.

How It Works

Sign Up

Sign Up below.


Get approved and start shopping.

Happy Pay

Split your payment over 2 months with
no deposit.


Step 1

Sign Up

Sign Up for your Happy Pay account, get approved, find out your limit, and get ready to shop.

Step 2


Browse your favourite store and fill your cart with the items you love!

Step 3

Happy Pay

Select Happy Pay at checkout and complete your transaction. Split your payment over 2 paycheques with no upfront deposit.


Manage your cash flow better by paying over time instead.

Credit Killer

All the flexibillity you want with none of the nasty stuff.

Zero Interest

You will never pay any interest with Happy Pay when you pay on time.


Get some room
to breathe

Shop at your favourite online stores and split your payment over two paycheques. No deposit required, no-interest fees (as long as you pay on time) and you’ll be contributing towards planting a forest of Spekboom with Happy World. #ChooseHappy

Let’s Plant

1% of Happy Pay turnover goes towards planting Spekboom groves across South Africa with our awesome partners Respek Nature.